Community Loans for people like you
If you’re looking for a personal loan but can’t access finance from a bank or mainstream lender, we could have a product that’s suitable for you.
When you apply for a Community Loan, we’ll do four things:
- Make sure you have the right product for your needs
- Help you understand your loan and your financial situation
- Ensure you receive a loan you can realistically repay
- Try to find someone else who can help, if we think our products aren’t right for you
Our Community Loans are assessed based on your individual circumstances, and you will normally receive a decision on your application within 24 hours. Approval is based on your ability and willingness to repay the loan.
You can repay your Community Loan fortnightly, or and make additional payments at any time without incurring penalty fees.
We have a one-off loan establishment fee, which you can add into the loan. There are no hidden monthly costs or early exit fees.
We believe in lending responsibly to help people regain financial independence, and treating all our customers with respect and dignity.