How to Choose the Right Loan

With a range of different loans to choose from, how do you pick the one that suits you best? The easiest way to work that out is to answer these three simple questions.

Who are you?

If you’re an individual requiring money for a personal or family expense, then you should look at our range of Community Loans. If you’re a sole trader or an artist needing finance for your business or cultural endeavour, then check out our Enterprise Loans.

What do you need the money for?

Have a look at the information about our different loan types to see which one best meets your needs. If you require the money for something specific like car repairs or course fees, then a Car Care or Education Loan is for you. For more general expenses, a Personal Loan might be more suitable. If you’re a painter wanting to put on an exhibition, then you’ll want a QuickstART loan.

How much do you need to borrow and for how long?

Each of our loans comes with a different minimum and maximum borrowing limit and repayment term. Have a look for one that suits your budget and your requirements.

Once you’ve chosen the kind of loan that matches your needs, you can apply online quickly and easily here (link). Still not sure which loan suits you best? No problem! Just give us a call, and we’ll help you work it out.