Christmas for your budget: MoneySaving tips | Foresters Community Finance

Christmas for your budget: MoneySaving tips

 

It’s Christmas planning and budgeting time!

With the Christmas holiday season rapidly approaching its time to start thinking of the big day planning for presents, food, bills and how exactly you’re going to afford them.

After-all a goal without a plan is just a wish. To kick off the season we have put together some great ideas, plans, goals and money saving tips for you, to stretch the season budget and come out the other side with your finances intact.

There’s no need to compromise, when saving and spending with your plan.

Take some time to PLAN your menu and set a money LIMIT for food, drinks AND pressies.

Once you have your spending limit in place, let the inspiration roll!

For the big day ahead. Timeless holiday food pairings for Christmas food and drinks, start with browsing through the recipes for traditional and BBQ appetizer, sides and dessert ideas.

Menu’s get you in the mood for Christmas fun. Restaurants create fun and information with their menu’s, why not take a leaf from them! Your menu may contain yummy combinations to cover gluten-free, vegetarian or lactose intolerant needs along with and the pairings of the essential Christmas drinks to go with the food!

Select a special space for Christmas only storage.

Find a spot amongst the shelves to store your Christmas food bargains. Be sure to say it is reserved for the big day. This helps to discourage swipers!

Why not make up your own 3 day menu? That way you can buy to the menu and budget your money carefully amongst the fresh and stored needs.

 

The holiday season is more than just the big day. It’s all the little things that make it special.

 

 

Create your own Christmas decorations

Create your own decorationsHere at Foresters Community Finance we love it all: creating a Christmas menu, drawing special placards and place mats, selecting the drinks, decorating the house, wrapping pressies.

Gather your gang together. Buying meaningful presents for friends and each-other can be tricky on a budget, so switch to a preparation planning art-in! That way,  everyone makes something special.

 

Get everyone creating something from the menu for the day. OR Candles, Table centerpieces, place-mats, coasters, or maybe aprons!

 

Take advantage of long shelf life goodies. Check the freshness.

Keep the fridge fresh, tidy and clean

Food poisoning. Just the thought puts a dampener on a festive time of the year!

Summer we love it and must be aware of it as well. BBQ’s and salad left to simmer gently in the summer sun. Throwing caution to the wind and filling fridges full of leftovers and ignoring use-by dates in our efforts not to waste food (or money).

Food Poisoning is an uninvited guest. And something to be aware of when leaving food on the dinner table after lunch. Here at Foresters Community Finance we clean-out our fridge weekly because left-overs in the fridge is a health hazard.

 

Be aware of the favourite things that make us ill.

Poultry tops the list of offenders, with fish, dairy, beef and lamb not far behind. However its not just seafood, meat and dairy you need to treat with respect. Vegetables including rice, nuts and seeds have the potential to make us ill, with frozen and fresh berries and bagged salads also containing nasty bugs to cause tummy upsets. So, tempting as it maybe to throw berries that have gone mushy into a smoothie. Better to bin them.

And that bag of slimy rocket? You know what to do.

 

The stores are putting out their long-life Christmas goodies now, so start having a look at the use-buy dates.

Make a christmas listRead and list the use-by labels inside the pantry door.

In the special storage space for long life Christmas goodies, make a list nearby.

Use-by dates are calculated using shelf-life testing. This means the item is stored at the recommended conditions and tested regularly to monitor growth of any potentially harmful bugs.

The Use-by date is the last day that the item can safely be used before it spoils.

Simply write-on the list what the item is and when the use-by date is! Adding to the list as you purchase.

 

Take care and try some simple but effective leftover ideas.
Chesse Platter

Be careful with the cheeseboard.

Surely the riper and runnier the better, no? Well only if it is within the use-by date!

Especially if the item is made with unpasteurised milk. That stinky cheeseboard may harbor bugs. So, can all the cutting boards, so while bringing food to room temperature before serving is fine, no more leaving it on top of the board for days on end!

Keep your wooden or plastic cutting board clean by occasionally scrubbing it with a paste made from 1 tablespoon each of baking soda, salt and water.

Rinse thoroughly with hot boiled water.

 

 

Reward the Christmas drivers.

Reward the sober driversNo worries be happy.

If your house is a trek from a bus stop or train station. Remember the designated drivers fun! Create a recipe for driver’s punch.

If you are the traveller, be that positive happy public transport traveller.

Every so often you’ll share a brief and knowing smile with someone that sets up the rest of the journey nicely.

 

 

Activities

Keeping children and adults entertained are vastly different but equally difficult pursuits. For the little tykes, make sure your yard or living room is well-stocked with sports equipment, video and board games and places for arts and crafts.

Finally, is it your turn to put your hand up for some more expensive holiday cheer? Tyres and holiday auto servicing, Whitegoods and Electrical, Trampolines, Push Bikes, New Power Tools, Camping gear?

Foresters can help bridge the gap. Our community finance loans can aid your enjoyment of the Christmas season. You could secure a loan of up to $1500 for essential household costs with no stress.

Because you deserve to take a load off. Our equitable loan options are tailored to meet your needs, and with flexible repayments, you can have it entirely paid off by this time next year!

Follow this link and investigate some of our popular loan options for the Christmas period.

Finally, a very warm thank you to our supporters and our corporate partners who give so much.

We are here for you.

Every time you cross our mind with your repayments or applications, to our no interest or our competitive once-off fee community loans, we think how lucky we’ve been to have you as our special supporter. Keep trying, hold on and always, always believe in yourself and keep smiling because there’s so much to smile about.

 

Merry Christmas and happy holidays from all of us, to all of you!

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