Preparing for a Loan

WAYS TO APPLY

When you apply for a loan with us, there are a few things we need to check in order to process your application like your identity, your income, and your expenses. These help us work out the most suitable loan for you and make sure that it’s affordable for you to repay.

To be eligible for a personal loan, you’ll need to:

  • be 18 years of age or older, a permanent Australian resident, earn a regular income
  • be able to make loan repayments.

It’s a good idea to know the full details about what you are borrowing the money for, how much you think you will need, have a quote for what you would like the loan for and how quickly you’d like to pay it back.

Finally you are ready to fill in the online application!

  • *Have all your paperwork and your ID ready to upload and,
  • don’t be afraid to answer all questions honestly.

As you begin to answer the questions in the online application form, you can save your work.

When you do this, a link will be sent to your email, so you can come back to your application to complete it.

WHAT HAPPENS AFTER I APPLY?

We’ll send you an email throughout the process. You’ll hear from us within 1 – 2 business days, once we’ve taken a look at what you have submitted.  We’ll send you an email to let you know how its going or to ask for more documentation, or we’ll call if we need to check anything.

Keep checking your emails for correspondence from us!

*Complete applications (including all supporting documentation) must be submitted before your application is reviewed by a lending specialist.